One Protocol. Five Partners.

XChan is the decentralized exchange that powers PAY_AS conversions on ChronX. When a PAY_AS promise matures, XChan provides the price oracle — MISAI's 7-day moving average — so the node calculates the correct KX delivery amount. XChan is also available directly: convert KX to USDC or USDC to KX, non-custodial, no account required. At inception, XChan supports KX/USDC on Arbitrum.

MISAI is an AI-powered executor that manages financial obligations on behalf of ChronX participants. As a loan servicer, MISAI monitors payment schedules and publishes DefaultRecords automatically. As an investment executor, MISAI manages TYPE M locks — growing locked KX according to an encoded mandate and delivering proceeds at maturity. Every MISAI decision is publicly recorded on the ChronX DAG before execution. MISAI is domiciled in El Salvador.

When a loan is denominated in one value and repaid over years, both parties carry currency risk. HedgeKX is a peer-to-peer marketplace where borrowers can purchase currency risk protection and KX holders can earn yield by providing it. If a campaign fills, the hedge is funded. If it doesn't fill, all pledges are returned automatically. HedgeKX does not issue, underwrite, or guarantee any contract.

Verifas is a directory of independent providers — a place to find third parties who offer services around ChronX promises. Verifas itself does not locate recipients, verify their identity, hold or release funds, or guarantee delivery. If a listed provider offers such a service, that is the provider's service under its own terms and responsibility, not Verifas's action and not a protocol rule.

KXGC (KX Guarantee Co.) is the ecosystem's capital of last resort, modeled on Lloyd's of London. It holds 300,000,000 KX as a fully-reserved performance bond — 100% liquid and uninvested until governance releases a portion on its published schedule. KXGC never writes policies directly: it issues TYPE A authority grants to vetted participants, each recorded permanently on the DAG, and can never guarantee more than its free, uninvested bond capital.